How to Buy a Home
A clear buying process, with our team by your side from the first visit to key handover.
Buying Process
- 1
Consultation & site visit
Contact our sales team and schedule a site visit.
- 2
Choose a plot & booking fee
Pick your plot and pay the booking fee, then receive an official receipt and your house reservation letter (SPR).
- 3
Documents & mortgage application
Hand in the required documents and we apply for a mortgage with our partner banks until the bank approves it. For cash purchases, we agree a payment schedule with you.
- 4
Credit agreement / deed
Sign the agreement with the bank and the notary.
- 5
Construction & handover
Your home is built on schedule and the keys are handed over.
Required Documents
The documents our team asks for. For the self-employed and professionals, proof of income follows the bank’s requirements.
Mortgage (KPR) purchase
- ID card & tax ID (NPWP) of the applicant
- Spouse’s ID card (if married)
- Family card
- Marriage certificate (if married)
- Employment letter
- Payslips for the last 3 months
- Savings account statements for the last 3 months
- Employee ID card (if any)
- BPJS Ketenagakerjaan card (if any)
- Two 3×4 passport photos (bring them to the signing)
Cash purchase
- ID card & tax ID (NPWP) of the buyer
- Family card
- Spouse’s ID card (if any)
- Marriage certificate (if any)
Partner Banks
- Bank BTN
- Bank Syariah Nasional (BSN)
- Bank BRI
- Bank Syariah Indonesia (BSI)
- Bank BJB
Mortgage Calculator
Estimate your monthly installment.
Estimated monthly installment
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Enter a property price to see the estimated installment.
Send to Our Sales TeamThis is an estimate assuming a fixed interest rate. Final figures follow the bank’s terms.
Frequently Asked Questions
How do I reserve a unit?
Contact our sales team via WhatsApp or the contact form to schedule a visit. Once you have chosen a unit, you reserve it by paying a booking fee.
Why aren’t prices listed on the website?
Prices vary by home type, plot position, and current promotions. Our sales team will share the latest details for your choice.
Can I pay in cash instalments?
Yes. Besides a mortgage, we offer full cash and staged cash payment plans. The term and amount of each instalment can be discussed with our sales team.
What do I need to apply for a mortgage?
Usually ID cards, a family card, a tax ID, proof of income, and bank statements. The full list is on the How to Buy page; requirements may vary by bank.
Is the calculator result final?
No. The calculator assumes a fixed rate and gives an estimate. Final figures depend on the bank’s terms and assessment.
How do I schedule a site visit?
Message us on WhatsApp or fill in the contact form, and our sales team will arrange a visit with you.
Who can become a Marketing Partner?
Anyone aged 18 or over with an active WhatsApp number: employees, homemakers, students, retirees, community leaders, or property agents. Registration is free.
How much commission will I earn?
From IDR 5 million up to IDR 7 million for every unit sold through your referral, depending on the project and home type. (Sample — the official terms are shared once your registration is approved.)
When is the commission paid?
The commission is paid after the buyer you referred completes the credit agreement or the down payment, according to the terms. (Sample — adjust to the official policy.)
Do I need property sales experience?
No. We provide promotional materials (photos, videos, brochures, price lists) and our sales team follows up with prospective buyers. You only need to make the recommendation.
How do I register a prospective buyer?
Send the buyer’s name and WhatsApp number to our sales team and mention that you are a Marketing Partner. We will record the referral under your name and keep you updated.
Interested in a home at one of our projects?
Talk to the JAM PRO sales team about what you need. We will help you from choosing a unit to applying for a mortgage.