Tips & GuidesOctober 14, 2026 · by Tim JAM PRO
Tips for preparing your mortgage documents
A complete set of documents from the start speeds up your mortgage application. Here is what banks usually ask for.
Preparing your documents is the first step, and it often decides how quickly your mortgage is processed.
General documents
- ID cards of both spouses
- Family card and marriage certificate
- Tax ID (NPWP)
Proof of income
- Employees: payslips, an employment letter, and bank statements for the last 3 months
- Self-employed: business licence, financial statements, and bank statements for the last 6 months
Tips
- Make sure the details are consistent across all documents.
- Prepare clear digital copies.
- Use the mortgage calculator to estimate an installment that fits your budget.
Requirements may vary by bank. Our sales team is happy to help.
